Your legal rights after a non-fault accident: Independent appraisal at 0€ cost to you.
If you were involved in a traffic accident through no fault of your own, it is a **third-party liability claim**. Under § 249 BGB (German Civil Code), the opposing insurer is legally mandated to compensate all resulting losses – including the **full costs for an independent expert report** by Ingenieurbüro Pektas.
You are not obligated to accept the insurance company's adjuster. You have the full right to choose your own independent expert.
An accident vehicle loses market value even after repair. We calculate the exact monetary loss of value for insurance payout.
For the duration of repair or replacement, you are entitled to daily loss-of-use compensation or a rental vehicle.
The opposing party must also pay for your attorney. We refer specialized traffic lawyers upon request.
Opposing insurance providers frequently try to send their own adjusters to reduce repair claims or cut depreciation. As your independent appraiser, Semih Pektas protects your payout in full.
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