Important answers regarding vehicle appraisal, costs, and your rights after an accident
For a non-fault accident (liability claim), there are NO costs for you as the injured party. The full costs for the independent expert and optional legal counsel must be covered 100% by the liable party's insurance.
Yes! Ingenieurbüro Pektas offers mobile on-site vehicle inspection. We come directly to your location in Hamm, the accident site, your repair shop, or your home.
An independent appraisal report is essential for damages exceeding the minor damage threshold (approx. €750–€1,000). It legally secures all your claims for repair costs, replacement value, residual value, and vehicle depreciation.
You are NOT required to accept the opposing insurance company's appraiser. You have the full legal right to select your own independent vehicle expert of your choice.
After the on-site inspection, we typically complete your expert report within 24 to 48 hours and deliver it digitally and by mail.
The replacement value is the amount required to purchase an equivalent vehicle before the accident. The residual value is the value of the damaged vehicle in un-repaired condition on the local market.
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